Buy-To-Let For Landlords

Boxes to tick and red tape to cross can often prevent investors from accessing this market. We're different.

Why Avigo Capital?

We take a pragmatic approach to funding professional landlords, recognising that every person and property is different. We'll consider a wide range of properties, including new builds, student and HMO properties, as well as flats above commercial properties.


Number of businesses we’ve helped


Lent to UK businesses


Maximum Buy-to-Let loan

Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

1st Charge 2nd Charge
Commitment term Up to 5 years
Amortisation profile Up to 20 years, capital and interest or bullet
Maximum LTV 75% of market value 70% of market value
Maximum debt £1.25m £500k
Preferred debt £100k - £500k £100k - £250k
Borrower rate per annum
(rate dependent on risk and loan size)
From 6.9% p.a.
Facility fee 3% (subject to a minimum fee of £2,000)
Rental coverage 125% 125%
(of total liability)
Redemption charge 3% in year 1, 2% in year 2, 1% in years 3, 4 & 5

Read our case studies

We have lent over £913 million to UK businesses, read some of our success stories below.

Peter Foxcroft

Peter Foxcroft case study

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Taj Ubhi

Taj Ubhi case study

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Peter Mackey

Peter Mackey case study

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